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SettingsPayment Settings

Payment Settings

Accept credit card and ACH bank transfer payments directly through your Tallie invoices. When you connect Stripe, clients can pay online and funds go straight to your bank account.

What You’ll Learn

  • Why accepting online payments helps your business
  • How Stripe Connect works with Tallie
  • Accepted payment methods (cards and ACH)
  • Understanding payment fees
  • Managing your connected account
  • Where to set up tips and card fees

Why Accept Online Payments?

Getting paid faster is good for business. Here’s why many contractors add online payments:

  • Faster payment - Clients can pay immediately when they receive an invoice
  • Professional appearance - Online payments signal a modern, established business
  • Less chasing - No more waiting for checks in the mail or following up on late payments
  • Client convenience - Clients can choose cards or bank transfer based on their preference
  • Lower fees for large jobs - ACH bank transfers have a capped fee, great for big invoices

How It Works

Tallie uses Stripe Connect to handle payments securely:

  1. You connect your Stripe account - A one-time setup process
  2. Clients receive invoices - With a Pay button
  3. They pay right on the page - A secure payment window opens on the invoice, payment link, or deposit page. Clients pay by card (including Apple Pay on supported devices) or US bank account, without being sent to another site
  4. Money goes to your bank - Stripe deposits funds directly

You don’t need to handle any payment information - Stripe manages all the security and compliance.

Tips & Card Fees

You can also let clients add a tip, and pass a credit-card fee of up to 3% on to clients who pay by credit card. Both are off by default. See Tips & Card Fees.

Accepted Payment Methods

Credit & Debit Cards

  • Visa, Mastercard, American Express, Discover
  • Payments process instantly
  • Great for clients who want immediate confirmation

ACH Bank Transfers

  • Direct bank-to-bank payments
  • Clients link their bank instantly in the payment window
  • Lower fees than cards (especially for large invoices)
  • Takes 3-5 business days to clear
  • Ideal for larger jobs where the savings add up

Payment Fees

Fees depend on how your client pays:

Card Payments

3.5% + $0.30 per transaction

ACH Bank Transfers

1.4% (max $5.60 per transaction)

Fee Comparison

Invoice AmountCard FeeACH FeeYou Save with ACH
$500$17.80$5.60$12.20
$1,000$35.30$5.60$29.70
$5,000$175.30$5.60$169.70
$10,000$350.30$5.60$344.70

ACH fees are capped at $5.60, making it very cost-effective for larger invoices. Many contractors encourage clients to use ACH for bigger jobs.

These fees are industry-standard for payment processing. Many contractors factor this into their pricing or offer a small discount for check/cash payments.

Availability

Payment settings are available on paid plans. If you’re on a free trial:

  1. Go to Settings > Payments
  2. You’ll see a message about upgrading
  3. Click View Plans to choose a subscription
  4. Once subscribed, return to set up payments

Managing Your Stripe Account

Once connected, you can manage your Stripe account from the Payments tab:

View Account Status

Your payment status shows one of these states:

  • Active - Ready to accept payments
  • Pending Verification - Stripe is reviewing your information
  • Action Required - Additional information needed
  • Not Connected - You haven’t set up Stripe yet

Open Stripe Dashboard

Click Open Stripe Dashboard to:

  • View your payout history
  • Update your bank account
  • See payment details
  • Download tax documents

Refresh Status

If you recently completed setup and don’t see the right status, click Refresh Status to update.

Disconnect Account

If you need to disconnect your Stripe account:

  1. Click Disconnect in the Payments settings
  2. Confirm your choice in the dialog
  3. Your Stripe account remains intact - only the connection to Tallie is removed
  4. You can reconnect at any time

When disconnected:

  • Existing payments are not affected
  • Clients can no longer pay invoices by card
  • Your Stripe account is not deleted

Tips

  • Complete verification promptly - Stripe may need additional documents to verify your identity. Complete these requests quickly to start accepting payments sooner.
  • Check your bank details - Make sure your bank account is correctly linked in Stripe to receive payouts.
  • Test with a small invoice - Send yourself a test invoice to see how the payment experience works for clients.
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Company InformationTips & Card Fees